<\!-- Calculator Hero Section -->

Velocity Banking Calculator

Calculate your potential mortgage savings using velocity banking strategies

<\!-- Educational Disclaimer -->
Educational Tool: This calculator provides estimates for educational purposes only. Results are hypothetical and actual outcomes will vary. Always consult financial professionals before making decisions.
<\!-- Main Calculator Container -->
<\!-- Calculator Form -->

Enter Your Financial Details

<\!-- Mortgage Details -->

Current Mortgage Details

Current outstanding balance
Annual interest rate
Years left on mortgage
Current property value
<\!-- HELOC Details -->

HELOC Details

Maximum HELOC amount
HELOC interest rate
<\!-- Cash Flow Details -->

Monthly Cash Flow

Total household income
Including mortgage payment
<\!-- Preset Scenarios -->
<\!-- Results Section --> <\!-- AdSense Ad Placement -->
<\!-- Sidebar -->
<\!-- Help Card -->

How to Use This Calculator

  1. Enter your current mortgage balance and interest rate
  2. Input your available HELOC limit and rate
  3. Add your monthly income and expenses
  4. Click "Calculate Savings" to see results
  5. Review the comparison between traditional and velocity banking

Tip: The calculator assumes you'll use your HELOC strategically to make lump-sum mortgage payments.

<\!-- FAQ Card -->

Common Questions

A Home Equity Line of Credit (HELOC) is a revolving credit line secured by your home equity.

Results are estimates based on your inputs. Actual outcomes depend on interest rate changes and payment discipline.
<\!-- AdSense Sidebar Ad -->
<\!-- Calculator JavaScript --> ENDCALC < /dev/null