What Our Calculator Will Do
We're building a comprehensive velocity banking calculator that will help you visualize how this strategy could potentially work for your specific financial situation.
Key Features:
- Personalized Simulations based on your specific financial details
- Side-by-side Comparisons between traditional mortgage and velocity banking approach
- Interactive Timeline Visualization showing mortgage balance, equity growth, and HELOC balance
- UK-Specific Calculations accounting for offset mortgages and early repayment charges
- Multiple Strategy Options including six-month cycles and other approaches
- What-If Scenario Testing to see how changes in income, expenses or rates affect outcomes
- Exportable Results as PDF reports and CSV data files for further analysis
- Personalized Bank Proposals that you can present to lenders
Detailed Simulations
Our calculator will allow you to input your specific details including:
- Current mortgage balance
- Interest rate and term
- Property value
- Monthly income
- Monthly expenses
- Early repayment charges
- Available or potential HELOC rates
- Alternative product options
Comprehensive Reports
After running your simulation, you'll be able to download detailed reports including:
- Summary Report (PDF) with key findings and potential savings
- Detailed Projection (PDF) showing month-by-month progression
- Data Export (CSV) for further analysis in Excel or other tools
- Personalized Bank Proposal (PDF) that outlines your implementation plan
Personalized Bank Proposals
A unique feature of our calculator will be the ability to generate professionally formatted proposals that you can present to lenders when discussing options for implementing your velocity banking strategy.
Sample Bank Proposal Preview
Mortgage Acceleration Strategy Proposal
Prepared for: [Your Name]
Property Address: [Your Address]
Current Lender: [Lender Name]
Current Financial Position:
- Mortgage Balance: £283,500
- Property Value: £350,000
- Current LTV: 81%
- Monthly Income: £5,000
- Monthly Expenses: £3,050
Proposed Implementation:
I am seeking an offset mortgage facility that would allow me to implement an accelerated repayment strategy...
[Note: Full proposal would include detailed implementation plan, financial projections, and specific product requirements]
Register Your Interest
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Thank You!
Your interest has been registered. We'll notify you as soon as our calculator is ready.
Sample Calculator Output
Note: This is a mockup. Actual calculator interface and results may differ.