Disclaimer

Disclaimer for Velocity Banking UK

Last Updated: May 1, 2025

1. Not Financial Advice

The content on Velocity Banking UK, including all text, graphics, images, and other material, is provided for informational and educational purposes only. The information is not intended as financial advice, and should not be relied upon as such.

Before making any financial decisions, particularly those related to mortgages, loans, investments, or other significant financial commitments, you should consult with a qualified financial advisor, mortgage broker, or other appropriate professional who can provide advice tailored to your specific circumstances.

2. Hypothetical Examples

Any examples, calculations, or scenarios presented on this website are hypothetical and for illustrative purposes only. They do not represent actual results and are not guarantees of future outcomes.

The examples we provide are simplified to demonstrate concepts and principles. Real-world implementation may involve additional complexities, risks, and variables not accounted for in our illustrative examples.

3. No Guarantees

We make no guarantees or promises regarding the accuracy, completeness, or reliability of the information provided on this website. Financial strategies and concepts discussed, including velocity banking, may not be suitable for everyone and results may vary significantly based on individual circumstances.

Any statements regarding potential savings, accelerated mortgage payoff timelines, or other financial outcomes are estimates only and not guaranteed. Your actual results may be materially different from any examples or projections presented.

4. Not a Substitute for Professional Advice

The information provided on this website is not a substitute for professional financial, legal, or tax advice. Financial matters are complex and often involve multiple considerations specific to your individual situation.

We strongly encourage you to work with qualified professionals, including:

• Independent financial advisors
• Mortgage brokers
• Tax professionals
• Legal advisors

These professionals can provide guidance tailored to your specific circumstances, objectives, and risk tolerance.

5. Risks of Mortgage and Debt Strategies

The mortgage acceleration and debt management strategies discussed on this website involve risks, including but not limited to:

• Interest rate fluctuations
• Changes in personal income or financial circumstances
• Property value changes
• Changes in lending criteria and product availability
• Potential for increased debt if not properly managed
• Early repayment charges and other fees

We do not take responsibility for any financial decisions you make based on the information provided on this website.

6. No Professional Relationship

Use of this website or its content does not establish any professional-client relationship between you and Velocity Banking UK or any of its operators, owners, or content creators.

No financial advisory, fiduciary, or professional services relationship is created through your use of this website or its content.

7. Third-Party Information

This website may include information from third-party sources that we believe to be reliable. However, we do not guarantee the accuracy or completeness of such information.

References to specific products, services, or financial institutions are for informational purposes only and do not constitute an endorsement.

8. UK-Specific Considerations

While we provide information about how velocity banking concepts might apply in the UK context, we note that:

• Financial products vary significantly between countries
• The availability of specific products mentioned (such as HELOCs) may be limited in the UK
• UK regulatory requirements and consumer protections differ from other countries
• UK tax implications may differ substantially from other jurisdictions

We encourage UK residents to seek advice from professionals familiar with the UK financial and regulatory environment.

9. Calculator and Simulation Tools

Any calculators, simulation tools, or interactive features on this website are provided for illustrative and educational purposes only. The results they generate:

• Are based on the information you input and the assumptions built into the tool
• Are approximations and estimates only
• Should not be relied upon for making financial decisions
• May not account for all relevant factors specific to your situation

10. Changes to This Disclaimer

We may update this disclaimer from time to time. Any changes will be effective immediately upon posting to the website. Your continued use of the website following the posting of changes constitutes your acceptance of such changes.

11. Contact Us

If you have any questions about this disclaimer, please contact us at:

Email: info@velocitybanking.co.uk

For best results with the educational information on this site:

1. Read and understand the concepts
2. Research how they might apply to your situation
3. Consult with financial professionals
4. Create a plan tailored to your circumstances
5. Regularly review and adjust your strategy